	Rhoda Ng, Technology & Operations – Institutional Banking Group Technology "I joined the bank’s Graduate Associate Programme 4 years ago. Though I studied Education in the university, I am willing to learn new matters so this triggered me to apply for the GA programme. DBS strategic direction of Digitalisation was another key spark attracting me. After the 2 years of GA Programme focusing on operations, I landed to Institutional Banking Group Technology team with expanded roles covering finance management. It’s a totally great challenge to me as I do not have any background in technology and finance. I learnt everything from scratch, with the support of local and regional colleagues and manger, I adopted to the new roles.” Click here to read Rhoda’s story
	Kevin Suen, Technology & Operations – Consumer Banking Group Technology “I learnt more about DBS while I was studying in the university. At that time, DBS was already in the forefront of the financial technology industry. DBS’ Graduate Associate (GA) Programme seems could fulfill my dream so I applied for it. Though I was new to the bank, I was empowered to be the key person leading the projects assigned to me. DBS partnered with Amazon Web Services (AWS) to organise the AWS DeepRacer League across different markets as a hands-on and interesting way to learn Artificial Intelligence and Machine Learning. This is really a fun way for not only T&O colleagues, but also all employees from different units in the bank to learn Artificial Intelligence and Machine Learning. I strongly believe that this co-learn culture not only applies to this competition, but also in our daily work. With this in mind, we can continue learning and improving together”. Click here to read Kevin’s story.
	Pony Lau, Institutional Banking Group – SME Banking “I have a passion in myself – I want to contribute and make a difference to the world within my reach. It is difficult, but all it takes is put one foot in front of the other. We can start from own self. I joined DBS as a Management Associate. During this 2-year programme, one of the key takeaways was getting to know how such a huge bank works. This programme is a luxury that I have made the most out of it to build a solid foundation for my career. I started working as a Relationship Manager to serve SME clients. Though I was a fresh graduate at that time, I had chances to meet many successful business people. This exposure in the front-line has definitely geared up my relationship building and credit skills. I have further expanded my horizons and skillsets by navigating in different roles including credit risk management, strategic planning, digitization projects.” Click here to read Pony’s story.
	Guolin Niu, Group Audit - Data Scientist “In the bank, our Internal Audit team has to provide independent appraisal of adequacy and effectiveness of risk management, control and governance processes. With the risk-based approach, Group Audit identifies some areas as top priority as every year’s focus. In view of the tremendous number of data, it’s not possible for our internal auditors to review every single piece manually , so as an inhouse data scientist in the bank, we make use of data analytics and build Machine Learning (ML) models to identify any outlier cases in which our auditors can further work on to find out control gaps if any. With good use of data nowadays, it is more persuasive when presenting the findings to stakeholders or senior management. With the support from leadership team, the bank continues to advance the back-end infrastructure. I really appreciate for the bank’s continuous investment in data.” Click here to read Guolin’s story.